Credit cards have become an essential financial tool for many individuals. Whether you're a student, a working professional, or a retiree, choosing the right credit card can greatly impact your personal finances.
And since each hard credit inquiry can take what feels like forever to get off your credit report (usually two years), every credit application counts.
By understanding your financial needs, exploring the different types of credit cards available, and evaluating key features, you'll be equipped with the knowledge to make an informed decision.